High-Risk Merchant Accounts Made Easy
The dreaded “high-risk” term is pretty broad and could be confusing to business owners who don’t understand all the technicalities. In simple terms, banks will consider businesses and or business owners a high-risk based on owner's personal credit history or a specific industry the business is in. Below is a comprehensive list of "high-risk" industries. In most we can get you approved and set up with VERY competitive rates if you're running a business in one of these industries.
| Adult Content -Online |
| Adult Stores – Retail |
| Adult Toys – Online |
| Advertising |
| Advice on Sporting Events |
| Air Charters |
| Annual Memberships |
| Applicant with Active Bankruptcy |
| Astrology / Psychic (Keyed) |
| Astrology / Psychic (Swiped) |
| Average Ticket over $3,000 |
| Bail Bonds |
| Bankruptcy Attorneys |
| Business Opportunity |
| Canada (CNP) |
| Canada (Retail) |
| Casinos |
| Catering |
| CBD Oil/CBD Products |
| Charter Yachts |
| Check Cashing (Retail) |
| Cigars (MOTO/Internet) |
| Collections (3rd Party) |
| Collections (own the debt) |
| Computer Sales |
| Contingent Liability/Delivery over 60 days |
| Continuity Merchants |
| Continuity Merchants (trial) |
| Credit Education |
| Credit Repair |
| Crowd Funding |
| Cruise Lines |
| Cryptocurrency |
| Currency Exhanges |
| Custom Services/Products |
| Dating/Match Making Services |
| Debt/Tax Relief |
| Discount Medical Clubs |
| Discount Membership Clubs |
| Discount Travel Clubs |
| Downloadable Software |
| E-Cigarettes – Online |
| E-Cigarettes – Retail |
| Electronics |
| ESTA / Immigration / Visa Passport Services |
| Escort |
| Extended Warranty |
| Fantasy Sports (no payouts) |
| Fine Jewelry Sales(Online) |
| Firearm / Weapon Sales Online |
| Firearm / Weapon Sales Retail |
| Freight Forwarding |
| Furniture Sales (custom orders) |
| Furniture Sales (MOTO/Internet) |
| Gambling (no US cards) |
| EU/International Gaming |
| Golf Equipment (MOTO/Internet) |
| Hair Loss Products |
| Health Clubs |
| Hemp Based Products |
| Import/Export Businesses |
| Insurance Brokers |
| Interior Decorators |
| Lead Generation |
| Liquor/Wine Sales (MOTO/Internet) |
| Loan Installment |
| Magazine Subscriptions |
| Male Enhancement (recurring) |
| Male Enhancement (one time billing) |
| Mail Order Coins |
| Medical Marijuana Dispensary(MMJ) |
| MLM |
| Mobile Apps |
| New Herbal Supplements |
| Non-Profit Organization |
| Nutra (Straight) |
| Online Pharmacies |
| Pawnshops |
| Pay Day Lenders / PDL (CNP) |
| Pay Day Lenders / PDL (Retail) |
| Payment Facilitators |
| Pet Supplies |
| Phone Sex |
| Pre-paid Phone Cards |
| Precious Metals Sales (Internet) |
| Puerto Rican Merchants (Retail/CNP) |
| Remote IT / Tech Support (U.S.) |
| Retail Business in Canada |
| Seminars |
| Social Gaming |
| Special Trade Contractors/Home Improvement |
| Sports Memorabilia |
| Stop Smoking Aids |
| Strip Clubs |
| Student Loan Doc Prep |
| Ticket Agencies/Brokers |
| Time Share/Vacation/Rental Properties |
| Title Loan Stores |
| Tobacco Sales (MOTO/Internet) |
| Tours |
| Travel Bookings (Air, Cruise, Hotel, etc.) |
| Travel Cruise Lines |
| Travel Agencies |
| Travel Membership Clubs |
| Travel Certificates |
| U.S. Virgin Islands Merchants (Retail/CNP) |
| Virtual Auction Houses |
| Webhosting/Design |
| Weight Loss Products |
Have an existing account with high rates or want to explore available options for high-risk merchant account? Give us a call or send us a message to discuss your needs and available options
